How much will I pay under Fair Deal?
You contribute 80% of your assessed weekly income plus 7.5% of the value of your assets per year (40% of income and 3.75% of assets if you are one of a couple), after an asset disregard of €36,000 (€72,000 for a couple).
Income is assessed on a net weekly basis — after tax, PRSI and other deductions. Assets include savings, investments and property; the family home is included but capped at three years.
Several safeguards apply: you never pay more than the actual cost of care, you keep a personal allowance (a 20% floor), and where a spouse remains at home a 50% floor protects them.
The calculator on FairPath works this out live from the figures you enter. It's an estimate on the published rules — the HSE's own financial assessment sets the final figure.
Sources: HSE Fair Deal application form (v4, Dec 2025)
The price is only half the number.
What your family actually pays is set by the Fair Deal means test — often far less than the sticker price. Work it out in two minutes, free.